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Savings & Certificate Programs

Effective Date: June 2020
Mini InvestmentTermRateAPY
$5,000 91 days 0.20% 0.20%
$1,000 6 months 0.25% 0.25%
$1,000 12 months 0.28% 0.28%
$1,000 24 months 0.35% 0.35%
$2,500 36 months 0.40% 0.40%

ABD Credit Share Certificate Features:

  • Competitive Rates
  • Guaranteed growth for your money
  • Insured by the NCUA
  • A variety of terms to choose from

All accounts must maintain the minimum balance stated to receive dividens.  A Penalty Equal to 90 Days Interest may apply for early withdrawal on Certificate of Deposit Accounts.


Regular Share Savings APY is .05% (Annual Percentage Yield)

Checking and Special Shares do not earn a dividend

Split Rate
Effective Date: June 2020
Account BalanceRateAPY
$0-$2,000 0.10% 0.10%
$2,000-$5,000 0.15% 0.15%
$5,000 or more 0.25% 0.25%

Loans and Visa Programs
Effective Date: September 2019
New and Used Auto Loans 24-60 months 3.25%
  72 months 3.74%
Unsecured Loans Up to 48 months 7.00%
Recreational Loans 72 months 5.50%
  84 months 6.50%
  120 months 7.50%
Shared Secured Loans Open 3.75%
Visa Platinum No Annual Fee
No Transfer Fee
Visa Gold No Annual Fee
No Transfer Fee
Visa Classic No Annual Fee
No Transfer Fee
Visa Classic Secured No Annual Fee
No Transfer Fee
  • All rates are based on 740 credit score
  • Auto rates range from 3.25% - 15.50%
  • Unsecured rates range from 7.00% to 18.00%
  • Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
  • Visa Classic Secured is secured 100% by Shares or Certificate
    (Requested credit limit + 10% or Minimum $100)

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Co-op NetworkFind fee-free ATMs and Shared Branches.

Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.