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Rates

Savings & Certificate Programs

Certificate
Effective Date: June 2020
Mini InvestmentTermRateAPY
$5,000 91 days 0.20% 0.20%
$1,000 6 months 0.25% 0.25%
$1,000 12 months 0.28% 0.28%
$1,000 24 months 0.35% 0.35%
$2,500 36 months 0.40% 0.40%

ABD Credit Share Certificate Features:

  • Competitive Rates
  • Guaranteed growth for your money
  • Insured by the NCUA
  • A variety of terms to choose from

All accounts must maintain the minimum balance stated to receive dividens.  A Penalty Equal to 90 Days Interest may apply for early withdrawal on Certificate of Deposit Accounts.

Savings

Regular Share Savings APY is .05% (Annual Percentage Yield)

Checking and Special Shares do not earn a dividend

Split Rate
Effective Date: June 2020
Account BalanceRateAPY
$0-$2,000 0.10% 0.10%
$2,000-$5,000 0.15% 0.15%
$5,000 or more 0.25% 0.25%

Loans and Visa Programs
Effective Date: September 2019
LoansTermRate
New and Used Auto Loans 24-60 months 3.25%
  72 months 3.74%
Unsecured Loans Up to 48 months 7.00%
Recreational Loans 72 months 5.50%
  84 months 6.50%
  120 months 7.50%
Shared Secured Loans Open 3.75%
Visa Platinum No Annual Fee
No Transfer Fee
6.99%
Visa Gold No Annual Fee
No Transfer Fee
9.99%
Visa Classic No Annual Fee
No Transfer Fee
14.99%
Visa Classic Secured No Annual Fee
No Transfer Fee
14.99%
  • All rates are based on 740 credit score
  • Auto rates range from 3.25% - 15.50%
  • Unsecured rates range from 7.00% to 18.00%
  • Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
  • Visa Classic Secured is secured 100% by Shares or Certificate
    (Requested credit limit + 10% or Minimum $100)

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Co-op NetworkFind fee-free ATMs and Shared Branches.

Equal Housing Lender National Credit Union Administration
This Credit Union is federally-insured by the National Credit Union Administration. We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.