We’re aware that some recently issued replacement debit cards are inactive. We sincerely apologize for the inconvenience and are urgently working with our card services provider to resolve the issue. We will share updates as soon as they become available.
Yes, you can maintain both types of IRAs at the same time. You can even make contributions to both types of IRAs in the same year. But your contributions to both Roth and traditional IRAs cannot exceed the maximum contribution limit for all IRAs.