If after reading this notice you have questions, please contact us at:
ABD Federal Credit Union
27850 Mound Road
Warren, MI 48092
We collect nonpublic personal information about you from the following sources:
We may disclose all of the information we collect, as described above, as permitted by law.
We may disclose nonpublic personal information about you to the following types of third parties:
In order for us to conduct the business of the credit union, we may disclose all of the information we collect, as described above, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements so that we may provide members competitive products and services. We may also disclose nonpublic personal information about you under circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records.
To protect our members' privacy, we only work with companies that agree to maintain strong confidentially protections and limit the use of information we provide. We do not permit these companies to sell the information we provide to other third parties.
If you prefer that we do not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt out of those disclosures- you may direct us not to make that disclosures (other that disclosures permitted by law). If you wish to opt out of the disclosures to nonaffiliated third parties you may select one of the following:
Contact the credit union and request an opt out form be sent to you.
You may opt out of these disclosures at any time. This opt out, by law, will not apply to disclosures that are legally permitted or disclosure we make to companies that perform services on our behalf or to other financial institutions that have joint marketing agreements with us.
Once we receive your request, we have reasonable amount of time to stop the disclosures. You may always contact us for assistance if you wish to later revoke your opt out election.
If you and someone else (or others) who is/are not member(s) of our credit union has/have obtained a financial product from us, the nonmember(s) is/are eligible to exercise the right to opt out. If any one of you exercise the right to opt out, we will treat it as if all of you directed us to not make disclosures to nonaffiliated third parties (except those that are permitted by law).
If you terminate your membership with ABD Federal Credit Union, we will not share information we have collected about you, except as may be permitted or required by law.
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, or procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
ABD Federal Credit Union is committed to protecting the privacy of its members. Members can help by following these simple guidelines: