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Credit Card ABD Federal Credit Union

Credit Card

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Visa Credit Card

As a member of ABD Federal Credit Union, you deserve the best credit card, and now you can get it with ABD's no annual fee. We offer Platinum, Gold, Classic, or Classic Secured Visa Credit Cards — four options to meet your financial needs, each with a low variable interest rate and a 25-day interest-free grace period on purchases! Credit cards are an important part of your financial life, and we understand that. With any ABD Visa Credit Card, you can transfer balances from your other high-rate credit cards without paying a penalty or a higher interest rate, and we won’t charge you a transfer fee!

Starting July 1st, 2026, you can access your VISA Credit Card online through our new Online Banking Portal, where links redirect to eZCard. You can make payments by calling the '800' number on the back of your card or by visiting eZCardinfo.com.

Credit Card Features:

VISA
Platinum
As Low As 7.99% APR

VISA
Gold
As Low As 9.99% APR

VISA
Classic
As Low As 14.99% APR
  • Max Amount of Approval $15,000
  • Low Competitive APR
  • Full 25-day Grace Period
  • No Annual Fee
  • No Balance Transfer Fee
  • Cash Advance Capabilities
  • Score Points
  • Make payments by phone, online, on the ABD Mobile app or in person at the Credit Union
  • Max Amount of Approval $10,000
  • Low Competitive APR
  • Full 25-day Grace Period
  • No Annual Fee
  • No Balance Transfer Fee
  • Cash Advance Capabilities
  • Score Points
  • Make payments by phone, online, on the ABD Mobile app or in person at the Credit Union
  • Max Amount of Approval $1,000
  • Low Competitive APR
  • Full 25-day Grace Period
  • No Annual Fee
  • No Balance Transfer Fee
  • Cash Advance Capabilities
  • Score Points
  • Make payments by phone, online, on the ABD Mobile app or in person at the Credit Union
APR = Annual Percentage Rate

VISA Classic Secured 14.99% APR

You can build, rebuild, or re-establish your creditworthiness in as little as 6 months!!!
 

Our Classic Secured Visa Credit Card features:

  • Credit lines available from $500 to $7,500!
  • Low fixed 14.99% interest rate on purchases - with no penalty rate!
  • Low Competitive APR
  • Full 25-day Grace Period
  • No Annual Fee and No Balance Transfer Fee
  • Cash Advance Capabilities
  • Score Points
  • Fast, easy application process.
  • Choose your own credit line amount. Deposit the required 100% collateral and the $100 retainer to be held with the collateral in a Pledge Savings Account to secure your line of credit.
  • Make payments online, through the ABD Mobile app, or in person at the Credit Union.
  • Helps strengthen your credit with responsible card use. We report to three national bureaus.
  • Increase your credit score in as little as 6 months if you make on-time minimum payments.

Making Payments

You can make payments by calling the '800' number on the back of your card or by visiting eZCardinfo.com.

When paying, make sure you have the following:

  • Our routing number
  • Your ABD savings or checking account number
  • The account type (Checking, Savings, etc.)
  • The payment amount

If you have never made a payment on eZCardinfo.com or logged in to the website, you will need to enroll first. Once enrolled, you can select “Pay Bill” to create a payment account.

MAKE PAYMENTS HERE

Apply for a Visa Credit Card

Click the app below to apply for a VISA Platinum, Gold, Classic, or Classic Secured Credit Card, or visit your local ABD Federal Credit Union.

Click to print Click to print your Visa credit card application