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Fee Changes

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Fee Changes

Fee Changes Effective November 1, 2025

Hello Valued Members,

Some of our fees have changed starting November 1, 2025. We shared this information earlier, and we want to make sure everyone is aware.

These fees are going away:

  • No more $3 fee for Savings account balances below $100
  • No more $2 monthly service charge for Checking Account balances below $300
  • No more $1 monthly ATM Card fee
  • No more $1 monthly Debit Card fee

These fees are increasing:

  • Stop Payment Fee: $35
  • Non-Sufficient Fund (NSF) Fee: $35
  • Courtesy Pay Fee: $35
  • Garnishment/Levy Fee: $50

New Fee: Inactive Account Fee
If your account has no activity for 12 months, there will be a $5 monthly fee.
We will try to contact you 3 months ahead of time if your account is getting close to being inactive.

How to keep your account active:

  • Make a deposit
  • Use your debit card
  • Make a withdrawal
  • Use Online or Mobile Banking
  • Visit one of our branches

If you have any questions, we are here to help.

Thank you for being a valued member of ABD Federal Credit Union.