Rates ABD Federal Credit Union

Loan Rates

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Loan Rates

Loans and Visa Programs

Loans and Visa
Effective Date: June 22, 2022
LoansTermRate
New Auto Loans 84 months 3.25%
New and Used Auto Loans 72 months 3.25%
  24-60 months 3.00%
  24-36 months 3.00%
Unsecured Loans Up to 48 months 7.00%
Recreational Loans 72 months 5.50%
  84 months 6.50%
  120 months 7.50%
Shared Secured Loans Open 3.75%
Visa Platinum No Annual Fee
No Transfer Fee
7.99%
Visa Gold No Annual Fee
No Transfer Fee
9.99%
Visa Classic No Annual Fee
No Transfer Fee
14.99%
Visa Classic Secured No Annual Fee
No Transfer Fee
14.99%
  • All rates are based on 725 credit score
  • Auto rates range from 1.99% - 15.50%
  • Unsecured rates range from 7.00% to 18.00%
  • Amount and rate are subject to credit score, seniority, job stability and any other factors determined by credit committee.
  • 84 month term on new vechiles only based on credit score.
  • Visa Classic Secured is secured 100% by Shares or Certificate
    (Requested credit limit + 10% or Minimum $100)